Time is FLYING! And before you know it, we are going to be smack dab in the middle of Spring in Elk Grove, and the buyers will be coming out of hibernation! Make sure you are ready to get your offer in ASAP when you find what you are looking for! The market is flooded with buyers, and we still need more inventory to keep up with the demands for housing they are wanting.
You can take some preliminary steps towards getting pre-approved, but once you are ready, it is important to speak with a lender directly to review your individual financial situation.
CREDIT It is important to make certain your credit does not surprise you with items that should not be showing, or are reported inaccurately. Also, developing a plan of action to pay off or down credit lines is critical in planning a future home purchase. And finally, your credit might be better than you thought, and you can purchase NOW!
Payment Plan ahead for your payment. You may find that today’s low interest rates allow more affordability than you thought! Understand when is available as you stand today, and what you need to prepare for in the future.
Products There are many products available today to aide in the purchase of a new home regardless if it is your first or your fifth! Know what is available and how that will affect your closing costs and down payment requirements.
Down Payment & Closing Costs Use a lender that will take the time to explain your options and show you how different loan products effect your down payment and closing costs. Again, it might be more affordable today than you think!
The data relating to real estate for sale on this web site comes in part from Keller Williams Realty- Elk Grove. Database last updated 06/27/2017
Data maintained by MetroList® may not reflect all real estate activity in the market. All information has been provided by seller/other sources and has not been verified by broker. All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. All interested persons should independently verify the accuracy of all information. All real estate advertising placed by anyone through this service for real properties in the United States is subject to the US Federal Fair Housing Act of 1968, as amended, which makes it illegal to advertise "any preference, limitation or discrimination because of race, color, religion, sex, handicap, family status or national origin or an intention to make any such preference, limitation or discrimination." This service will not knowingly accept any advertisement for real estate which is in violation of the law. Our readers are hearby informed that all dwellings, under the jurisdiction of U.S. Federal regulations, advertised in this service are available on an equal opportunity basis.