Category Archives: Loan modification

Get Pre-Approved Before the Spring Buying Season!

Get Pre-Approved Before the Spring Buying Season!

Start Your New Home Search Today!

approval Time is FLYING!  And before you know it, we are going to be smack dab in the middle of Spring in Elk Grove, and the buyers will be coming out of hibernation!  Make sure you are ready to get your offer in ASAP when you find what you are looking for! The market is flooded with buyers, and we still need more inventory to keep up with the demands for housing they are wanting.

You can take some preliminary steps towards getting pre-approved, but once you are ready, it is important to speak with a lender directly to review your individual financial situation.

  • CREDIT It is important to make certain your credit does not surprise you with items that should not be showing, or are reported inaccurately.  Also, developing a plan of action to pay off or down credit lines is critical in planning a future home purchase.  And finally, your credit might be better than you thought, and you can purchase NOW!
  • Payment  Plan ahead for your payment.  You may find that today’s low interest rates allow more affordability than you thought!  Understand when is available as you stand today, and what you need to prepare for in the future.
  • Products  There are many products available today to aide in the purchase of a new home regardless if it is your first or your fifth!  Know what is available and how that will affect your closing costs and down payment requirements.
  • Down Payment & Closing Costs  Use a lender that will take the time to explain your options and show you how different loan products effect your down payment and closing costs.  Again, it might be more affordable today than you think!

Other articles you may like:
Elk Grove Homeowners – Is a Loan Modification Right for You?

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Free Workshop on Getting Back to Home Ownership after a Financial Hardship

Free Workshop on Getting Back to Home Ownership after a Financial Hardship

Seminar Poster
Click on the Picture for More Details and to Register or visit www.ElkGroveRoadBackHome.Eventbrite.com

We are going to be hosting a Free Seminar/Workshop in May on how to get back to being a home owner after a Short Sale, Foreclosure, or Bankruptcy.  After a financial hardship such as these, there are many questions to answer on lending, and buying a home.  We will be doing just that!  Answering your questions on  Lending will be Blair Chapman of Summit Funding.  John Lauer is a credit repair expert, he will be our main Host and  answering the majority of the questions.

Seminar by Mode & Durham | Keller Williams Realty, Elk Grove | 916-405-5737  DRE# 00935148, 00875356  www.FindaHomeinElkGrove.com

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